Homestead sits at the southernmost edge of Miami-Dade County — and the southernmost edge of Florida's residential development. Its position means storms tracking up through the Florida Keys often make landfall closest to Homestead before crossing into the broader Miami-Dade area. Hurricane Andrew in 1992 devastated Homestead more than anywhere else in the county.
The result: Homestead homeowners tend to think about storm resilience differently than homeowners in northern parts of the county.
Most Common Projects in Homestead
Roof replacement is consistently the top project in Homestead. Many homes here were rebuilt after Andrew with products and techniques of the early 1990s — now 30+ years old. Second-generation homeowners who've purchased those homes are bringing them up to current code.
Impact windows and doors — Homestead properties with original jalousie windows, louvered windows, or standard 1990s aluminum are significant vulnerabilities. Impact window installation is one of the most impactful storm-hardening upgrades available.
Generator installation — Homestead's geography means it's often last to have power restored after a major storm. Standby generators have become near-standard in Homestead's homeowner community that can afford them.
Roofing system upgrades — specific to Homestead, many homeowners are upgrading to metal roofing after experiencing repeated storm damage on shingle or tile systems. Metal's wind performance advantage is well-understood here.
AC replacement — Homestead's summer heat and older housing stock make AC replacement a consistent need.
Financing in Homestead
PACE financing is available throughout Miami-Dade, including Homestead. Given Homestead's housing price point (lower than northern Miami-Dade), PACE's no-upfront-cost model is particularly relevant for comprehensive storm-hardening projects.
My Safe Florida Home grants (up to $10,000 for qualifying homeowners) are also worth investigating for storm hardening projects. Income qualifications apply.
We serve Homestead, Florida City, Cutler Bay, and South Miami-Dade communities. Call (786) 983-7928 for a free estimate.